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Hilton HHonors Platinum Credit Card
▪ Get upto 50,000 bonus points. 10,000 bonus points with your very first purchase. ▪ 5 Hilton HHonors® bonus points for each eligible dollar spent at over 2,800 Hilton hotels worldwide ▪ 5 Hilton HHonors® bonus points for eligible purchases at supermarkets, drugstores, gas stations, dining establishments, the U.S. Postal Service, and for wireless phone bills ▪ 3 HHonors bonus points for every eligible dollar you spend on purchases ▪ No Annual Fee
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Hilton HHonors Platinum Credit Card
American Express Preferred Gold Rewards Card
First Year Fee-Free ▪ Get 10,000 Bonus Membership Rewards points redeemable for Rewards right away ▪ Flexible rewards program that lets you redeem travel rewards on over 21 airlines ▪ Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide ▪ Double points on everyday purchases
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American Express Preferred Gold Rewards Card
 

Unsecured Credit Cards

As the title states, unsecured credit cards are issued by the credit card company without any collateral or even a check issued on your personal bank account. Unlike secured credit cards which are normally issued on the basis of a savings account you fund, unsecured credit cards are issued at the discretion of the credit card company. Your word and commitment to repay the dues on the card is the only security the credit card company has. They cannot re possess items you have purchased on the card and nor can they create any claim on your house or other property. Unsecured debts are normally discharged at bankruptcy. Since the credit card company has no recourse to getting back their funds other than depending on your commitment, the interest rates on unsecured credit cards may be high.

Unsecured credit cards normally have revolving credit which allows you to make part payments on the total amount due.

However, other than the fact of the higher interest rate and the unsecured nature of the credit card, it utility is exactly the same as a secured card. You can use it for all of your purchases and the unsecured nature of the card will make no difference to the establishment making you the sale.







Secured Credit Cards versus Unsecured Credit Cards
Secured Credit Cards versus Unsecured Credit Cards compared the 2 types of credit cards and helps you choose the ideal kind for you.
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